Best Travel Insurance Credit Card For Students

Travel is often what brings you out of your comfort zone and into new experiences. Unfortunately, they also come with a lot of risk and adventure. If you don’t want to get caught without the right coverage, picking a travel credit card can help lessen the blow should your trip take a turn for the worse.

A travel insurance policy is an essential part of your package should anything happen, from being forced to cancel because of an illness to theft or cancellation of your flight leaving you wound up in a foreign country. Getting a travel insurance credit card is easier than you think as long as you know how to go about finding the right deal. 

10 Best Travel Insurance Credit Card For Students

Discover It Student Chrome

This is an excellent choice for college students and people with no or little credit history. The interest rate is lower than most credit cards, there are no penalties for late payment, and the initial spending limit is $1500. 

Also, there is a 13 month introductory period, so you will not be charged any interest until after a year. Since you are most likely already a student, you’ll have access to great features that will help make shopping and spending money easier, plus in some cases you can choose cashback or miles instead of just credit.

Deserve Pro Mastercard

Deserve pro Mastercard is a debit card that allows you to earn cashback on every purchase you make and on every point you earn. with Deserve pro Mastercard, you earn 3% back on every purchase and 1% on every point. 

Deserve gives you access to a credit line that adjusts with you as your financial situation changes. No minimum balances, no avoiding interest, and no embarrassing application denials. Instead, you’ll have an instant decision when you apply. 

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Bank Of America Travel Rewards For Students

The Bank of America travel rewards credit card is a great option for students interested in redeeming points towards travel and entertainment. If you’re a student, you can enjoy all the exceptional travel benefits that come with the Bank of America Travel Rewards Credit Card for Students, including great offers on airline tickets, baggage fees, upgrades, and more.  

You earn 1.5 points per $1 on every purchase. Starting at 2,500 points, you can redeem rewards in any amount. You get 50,000 bonus points when you make at least $1,000 in purchases in the first 90 days of account opening – that’s $625 toward travel when you redeem through Bank of America Travel Center. Plus get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Bank of America Travel Center. And no foreign transaction fees on anything you buy while abroad.

Discover It Student Cash Back

Discover it Student Cash Back gives you cashback for being a student: earn 1% unlimited at restaurants and grocery stores and up to 0.20% unlimited for everything else! Plus, you don’t have to worry about carrying around the usual ill-fitting credit card. Discover it Student CashBack gives you the freedom to load your cashback onto a Cashback Bonus Card where you will automatically earn 1% unlimited cash back, which doubles at the end of your first year (and then again when you graduate).

Journey Student Rewards From Capital One

Are you a student? Then you should apply for a Journey Student Rewards Credit Card from Capital One. Now you can travel with your friends and family by renting cars and using this card. This card also provides an opportunity to win a $50,000 scholarship every year. You will benefit from 0% intro APR for the first six months.

If you are a parent and want to help your eligible students pay their tuition, purchase their books, rent a car, and attend college life, then you can opt-in for this card. 

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Deserve Edu Mastercard

You probably already own a personal credit card and a business credit card. But what if there was a card that was designed to help put you on the road to financial freedom? That’s exactly what the new Deserve Edu Mastercard offers. 

For as low as $19 per month, this membership-based tool will help you master money management and set your course for financial success. Deserve Edu Mastercard is a no-fee credit card. Through Deserve Edu Mastercard, Students will be able to build their own credit history and get access to the benefits of free airline miles, rewards, and special discounts.

Chase Sapphire Preferred Card

Chase Sapphire Preferred is one of the most popular credit cards among consumers. It has high rewards, flexible redemption, and travel protection benefits. It costs $95 a year with a $0 intro annual fee for the first year ($0 the year after). The chase sapphire preferred card is designed for those who travel regularly and want to earn most of their points on airfare, hotels, and car rentals.

BMO Student Cashback MasterCard

The BMO Student Cashback MasterCard is a no-fee, cashback rewards credit card solution dedicated to post-secondary students in Canada. If you’re in school, work part-time, spend a lot already on your credit card, or just have a good income, the BMO Student Cashback Mastercard is a great deal. It also comes with rewards points which make it that much more worthwhile. 

The card covers just about everything, including gas, groceries, restaurants, and entertainment (excluding movie theatres). Best of all, there is no limit to how many points you can earn.

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Capital One Quicksilver Student Cash Rewards Credit Card

The Capital One Quicksilver Student Cash Rewards Credit Card is a general-purpose credit card issued by The Bank of Versailles that specializes in offering credit cards to students—designed to give college students and recent college graduates the ability to earn cashback with every purchase they make. 

This card offers 1.5% cashback on all purchases and additional 1.5% cashback when you pay on time. That means no more forgetting to make that rent payment in time because you forgot about that $5 item from last week — those small purchases will now count toward your cashback goal with this card.

Petal 2 Visa Credit Card

The Petal 2 visa credit card is a breakthrough payment solution that helps consumers pay almost all bills with their existing credit card, and the funds are withdrawn directly from their bank account at no extra cost to them. The petal2 visa credit card is great if you are using it to take advantage of cashback deals, discounts, and savings. With this card, you can be assured that you’re receiving fair prices on your purchases to save as much money as possible.


No matter where you’re studying abroad, there are a few things to keep in mind when it comes to travel insurance and your credit card provider. Make sure to talk to your credit card company before you leave home so that they are aware of your plans and you have the right coverage on your card. 

Also, if you’ve already traveled abroad with credit card insurance, talk to them about a claim in case something happens while you’re studying abroad. Being informed could save you time, money, and the stress of filing an overseas claim.

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